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WTFC · Analysis updated Nov 10, 2026, 6:00 PM ET
Why is Wintrust Financial Corp (WTFC) stock moving?
Three brokers updated Wintrust in the last two weeks, and all three targets sit above the Nov 10 close of $154.56: UBS upgraded to Buy with a $180 target on Oct 29, Barclays raised its target to $195 on Nov 3, and Wells Fargo kept Equal-Weight but lifted its target to $165 on Nov 9. The stock moved with this flow: it rose 2.6% on Oct 29 on roughly twice its typical volume, then fell 2.5% on Nov 5 from $155.57 to $151.72 on heavier trading, and gained 2.4% on Nov 9 on the Wells Fargo update. The price is about 3.7% below the Nov 4 intraday high of $160.51 and about 3.6% above the Oct 22 close of $149.22. The filings provided give no numbers for the 10-Q filed Nov 4, and the Q3 earnings release from Oct 19 falls outside the 14-day window, so the broader fundamental picture is not covered by this data.
News behind the analysis
- Wells Fargo Maintains Wintrust Financial at Equal-Weight, Raises Price TargetWells Fargo kept its Equal-Weight rating on Wintrust and raised its price target from $160 to $165.
- Wells Fargo Maintains Equal-Weight on Wintrust Financial, Raises Price Target to $165Benzinga reports the same Wells Fargo rating hold and target increase to $165.
- Barclays Raises Wintrust Financial Price Target to $195Barclays kept its Overweight rating on Wintrust and raised its price target from $190 to $195.
- Barclays Maintains Overweight on Wintrust Financial, Raises Price Target to $195Benzinga reports Barclays' Overweight rating and the increase in its target to $195.
- UBS Upgrades Wintrust Financial to Buy, Raises Price Target to $180UBS upgraded Wintrust from Neutral to Buy and set a $180 price target.
- UBS Upgrades Wintrust Financial to Buy From NeutralUBS moved Wintrust from Neutral to Buy with a $180 price target, marking a rating upgrade.
About Wintrust Financial Corp
Wintrust Financial is a bank holding company based in Rosemont, Illinois, with about $72 billion in assets as of early 2026. It runs a network of community-branded banks mostly in the Chicago area and Wisconsin, and it also has national specialty lending businesses, especially insurance premium financing.
How it makes money
Most of its revenue, roughly 80%, is net interest income. That is the gap between the interest it earns on loans and securities and the interest it pays on deposits. In Q3 2026 net interest income was about $620 million, and its net interest margin has stayed around 3.5%. Its loans include commercial and commercial real estate loans, property-casualty and life insurance premium financing, residential mortgages and leasing. The rest of its revenue is fee income: mortgage banking, wealth management and trust services, and service charges.
What usually moves WTFC
- Interest rates and net interest margin
- Loan and deposit growth in the Chicago-area market
- Credit quality, especially commercial real estate
- Mortgage banking activity
- Insurance premium finance volumes